Is your income protected? What would you or your family be able to live without if you were disabled and lost your ability to earn a paycheck?
Statistics show that in the United States a disabling accident occurs on average once every second. If you can’t work, who pays for the bills? 65% of working Americans say they could not cover normal living expenses even for a year if their employment income was lost; 38% could not pay their bills for more than three months.
Disability Insurance, often called DI or disability income insurance, provides a monthly cash benefit when you suffer a sickness or injury that leaves you partially or totally disabled.
You can’t predict if or when you will become disabled in your lifetime. But you can plan for a disability by having coverage in place to help provide an income should you become disabled due to a sickness or injury and are unable to work. Our coverage can help provide a monthly income when it is needed the most. Disability benefits can offer peace of mind when a disability occurs.
Because disability insurance policies vary by insurance company, it is very important that you contact Pat to discuss your needs with you.